Merchant Services
In today’s economy, businesses that allow their customers to use debit and credit cards have a competitive advantage. Frontier Bank offers easy, affordable merchant processing to help you meet consumer demand for these preferred payment options. We have partnered with First Data®, a leader in payment processing solutions, to bring you competitive pricing and other benefits along with our high level of service.
Competitive Pricing
You’ll find our pricing very competitive within the payment processing industry. Let us provide you a price comparison if you are already processing with another provider.
Quick Settlement
Your company will benefit from unsurpassed settlement capabilities via the Automated Clearing House (ACH). With your Frontier Bank business checking account, you can receive next-day credit for Visa® and MasterCard® transactions if you batch out by 5:00 P.M. (Pacific Time).
Responsive Customer Service
Top-quality service distinguishes First Data from other processors. Trained account executives throughout Frontier’s markets can help you determine your needs and develop the smartest solution. First Data offers 24-hour customer service, and you can always contact your local Frontier Bank branch office.
Multiple Card Options
With First Data, you can give your customers more payment options. You can accept Visa®, MasterCard®, Discover®, American Express®, Diners Club®, and JCB®.
Debit cards, the fastest growing form of electronic payment, can be handled as PIN-based or signature-based, offering you reduced fraud, faster checkout times, and higher ticket averages.
First Data offers custom gift cards that provide a great opportunity to build your brand and increase sales. Gift cards bring in new customers, and those customers tend to spend more than just the value of their gift card.
Payroll cards offer businesses the ease and convenience of paying employees electronically. They reduce administrative costs while still complying with payroll laws.
ClientLine®
This online reporting tool provides access to centralized and comprehensive payment processing information and allows you to analyze the data on a PC. You can easily generate and access reports that can help you protect against losses and manage your cash flow.
Electronic Check Conversion
Minimize returned checks by turning a paper check into an electronic purchase at the point of sale using TeleCheck Electronic Check Acceptance®. Electronic checks are deposited directly into your account within 48 hours.
Terminal Options
First Data offers innovative card acceptance solutions to make it easy for you and your customers. Whether you need a wireless solution or one that’s integrated with your PC, we can provide the equipment to help your business.