Compare Our Business Checking Accounts
Business Checking | Totally Free | Business Plus Interest | Commercial Checking |
Minimum Balance
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None
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$500 to waive $7.50 Monthly Service Charge
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None
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Monthly Service Charge
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$0
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$7.50 if balance falls below the $500 minimum balance
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$7.50*
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Free Online Services
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Online Banking Bill Pay Mobile Banking Mobile Deposit eStatements
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Online Banking Bill Pay Mobile Banking Mobile Deposit eStatements
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Online Banking Bill Pay Mobile Banking Mobile Deposit eStatements
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Interest Rate
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N/A
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1.25% APY* on balances exceeding $3,000
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N/A
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Minimum Opening Deposit
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$50
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$50
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$50
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Free Items
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1,000 FREE monthly transaction items
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1,000 FREE monthly transaction items
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*Fees can be offset by account balance
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To Get Started
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APPLY NOW
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APPLY NOW |
APPLY NOW |
Totally Free Business Checking
With access to 1,000 free items per month, the benefits of Frontier Bank’s Totally Free Business Checking account are anything but small. This business customer favorite is everything you could want from a business checking account!
Benefits of this account include:
- No monthly service charge
- No minimum balance
- Free online banking
- Free mobile banking
- Free mobile deposit
- Free statements with images- paper or electronic
- Free initial ATM/Debit Card
- Access to Frontier Bank’s cash management tools
- 1,000 FREE monthly transaction items
- Free thank you gift
- Minimum opening deposit of $50
Have Questions? Contact a Customer Service Representative or Visit a Branch to Get Started
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Business Plus Interest Checking
You work hard, your checking account should too! With Business Plus Interest Checking you’ll enjoy all the conveniences of free online and mobile banking while earning a competitive interest rate on your checking balance.
Benefits of this account include:
- Earn a competitive interest rate on balance
- Free with a minimum balance of $500
- $7.50 monthly service charge if balance falls below $500
- Free online banking
- Free mobile banking
- Free mobile deposit
- Free statements with images- paper or electronic
- Free initial ATM/Debit Card
- Access to Frontier Bank’s cash management tools
- 1,000 FREE monthly transaction items per month
- Free thank you gift
- Minimum opening deposit of $50
Have Questions? Contact a Customer Service Representative or Visit a Branch to Get Started
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Commercial Checking
Forget about transaction limits with Frontier Bank’s Commercial Checking account. The fees of this analyzed account can be offset by your checking balance which means more of your hard-earned money stays in your account, where we believe it should be!
Benefits of this account include:
- No minimum balance
- Free online banking
- Free mobile banking
- Free mobile deposit
- Free statements with images- paper or electronic
- Free initial ATM/Debit Card
- Access to Frontier Bank’s cash management tools
- Transaction Fees
- Monthly Service Charge of $7.50
- Free thank you gift
- Minimum opening deposit of $50
Have Questions? Contact a Customer Service Representative or Visit a Branch to Get Started
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What you need to open a business account at the branch
- Business information
- Business Name
- Business Address
- Tax ID Number
- Signers identifying information
- Business Documentation
- Filing or organizing documents
- Operating agreements
- EIN application, or other EIN verifying documents
- Identifying information for all Beneficial Owner(s)- own 25% or more of the business, and the entity's controller
- Colored photocopy of drivers license for any owners not present at account opening
*APY= Annual Percentage Yield. APY accurate as of 3/10/2025 and subject to change. (1) Balances exceeding $3,000 receive an interest rate of 1.25% with an APY of 1.50% and (2) Balances between $300 and $2,999.99 receive an interest rate of 0.10% with an APY of 0.10%.
Transaction items include all debits and credits. If the Totally Free Business or Business Plus Interest account exceeds 1,000 free monthly transactions or $10,000 in monthly coin and currency deposits, the account may be converted to another checking product. Free gift may be reported on a 1099-INT or 1099 MISC. Free gift provided at the time of account opening. $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.
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