Business Checking

 

Compare Our Business Checking Accounts

Business CheckingTotally FreeBusiness Plus InterestCommercial Checking

Minimum Balance

None

$500 to waive $7.50 Monthly Service Charge

None

Monthly Service Charge

$0

$7.50 if balance falls below the $500 minimum balance

$7.50*

Free Online Services

Online Banking
Bill Pay
Mobile Banking
Mobile Deposit
eStatements

Online Banking
Bill Pay
Mobile Banking
Mobile Deposit
eStatements

Online Banking
Bill Pay
Mobile Banking
Mobile Deposit
eStatements

Interest Rate

N/A

1.25% APY*
on balances exceeding $3,000

N/A

Minimum Opening Deposit

$50

$50

$50

Free Items

1,000 FREE monthly transaction items

1,000 FREE monthly transaction items

*Fees can be offset by account balance

To Get Started

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What you need to open a business account at the branch

  • Business information
    • Business Name
    • Business Address
    • Tax ID Number
    • Signers identifying information
  • Business Documentation
    • Filing or organizing documents
    • Operating agreements
    • EIN application, or other EIN verifying documents
  • Identifying information for all Beneficial Owner(s)- own 25% or more of the business, and the entity's controller
    • Colored photocopy of drivers license for any owners not present at account opening 

*APY= Annual Percentage Yield. APY accurate as of 3/10/2025 and subject to change. (1) Balances exceeding $3,000 receive an interest rate of 1.25% with an APY of 1.50% and (2) Balances between $300 and $2,999.99 receive an interest rate of 0.10% with an APY of 0.10%.

Transaction items include all debits and credits. If the Totally Free Business or Business Plus Interest account exceeds 1,000 free monthly transactions or $10,000 in monthly coin and currency deposits, the account may be converted to another checking product. Free gift may be reported on a 1099-INT or 1099 MISC. Free gift provided at the time of account opening. $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.

 

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