*APY= Annual Percentage Yield. APY accurate as of 3/10/2025 and subject to change. (1) Balances exceeding $3,000 receive an interest rate of 1.25% with an APY of 1.50% and (2) Balances between $300 and $2,999.99 receive an interest rate of 0.10% with an APY of 0.10%.
Transaction items include all debits and credits. If the Totally Free Business or Business Plus Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product. Free gift may be reported on a 1099-INT or 1099 MISC. Free gift provided at the time of account opening. $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.