Freedom Club

How It Works

50 or better and have more freedom for travel and leisure? Join Frontier Bank’s Freedom Club and enjoy a variety of home events, one-day trips, and many other travel opportunities each year!

Meet one of the following options to qualify:

  • Maintain a $500 balance in a Frontier Bank checking account and have a monthly ACH deposit
  • Maintain a $5,000 balance in any combination of Certificates of Deposit
  • Have a relationship with Frontier Bank Wealth Management and Trust

A joint account covers both husband and wife. If one spouse is 50 or over, both individuals are eligible for membership.

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Club Benefits:
  • Free personalized Freedom Club checks
  • Quarterly newsletters with the latest Freedom Club news and events
  • Fun local activities like bingo, potlucks, movies, seminars and more!
  • Participate in a variety of one day trips and other travel opportunities
  • Coffee and cookies in the lobby
    • Rock Rapids: 1st Friday of the month
    • Sioux Falls- 57th St: 3rd Friday of the month
Become a Freedom Club Promoter and receive extra perks!
  • Refer a friend who joins the Freedom Club and receive:
    • a $50 bonus for you and your friend* 
    • be entered into a drawing to win a free day trip or $100 off an extended trip**


Mark your calendars and join us for the upcoming Freedom Club events and trips: 

  • Thanksgiving Potluck: November 14, 2023
    • Please bring one hot or cold side dish to share with 8-10 people
    • 5:30pm at the Forster Community Center
    • RSVP
  • The Brown's Christmas Wonder: November 30, 2023
    • Get in the holiday spirit with us during this fun day trip!
    • $110 due when you register
      • Cost includes meal and the show
    • RSVP
  • Disney's The Lion King: April 14, 2024
    • Join us for a day trip to the World's #1 Musical! 
    • Orpheum Theatre, Minneapolis at 1:00PM
    • $240 due at registration
    • RSVP
  • Historical New Orleans: September 7-15, 2024
    • Enjoy a guided tour of historical New Orleans. Learn about the past and present of what makes this unique city a treasure. We will also enjoy a river boat cruise on the majestic Mississippi River and stop at the Missouri Civil War Museum in St. Louis, Missouri. 
    • Trip Information:
      • $75 deposit
      • $1,209 per person, double
      • $1,539 per person, single
    • RSVP

For additional information on Frontier Bank’s Freedom Club or specific trip details, please contact Audra Klinkenborg, Freedom Club Coordinator or Denise Roskam, Assistant Freedom Club Coordinator at 712-472-2537.


Lil’ Pioneer Savings Club

Join the Lil’ Pioneers Savings Club at Frontier Bank to jumpstart your child’s (or grandchild’s) expedition to financial success! Each Lil’ Pioneer will discover the importance of saving money and the excitement of reaping the rewards!

The Lil’ Pioneer Club is available to all children thirteen years of age and younger.

Learn More


*Freedom Club members are Frontier Bank customers who are age 50 or better and maintain one of the following: (1) $500 balance in checking and have a monthly ACH deposit; (2) $5,000 balance in any combination of CD’s; (3) have a relationship with Frontier Bank Wealth Management & Trust; and have completed the Freedom Club membership form. $50 bonus will be paid within 10 days of membership enrollment. ** Need not be present to win. Odds of winning will depend on the number of entries. New Freedom Club membership enrollments must be received by the last banking day of each quarter to be considered. The drawing will be held on the first banking day of each quarter. For questions or more information, please contact the Freedom Club coordinator. Trip credit winners will be responsible for other trip expenses. Trip must be taken and credit used within one year.

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