CDs

Certificate of Deposit (CDs)

Certificates of Deposit (CDs) offer a secure, reliable way to grow your savings with guaranteed returns over a fixed period of time. Whether you're planning for the short term or investing for the future, our CD options provide competitive interest rates and peace of mind.  

Why Choose a CD?
  • Guaranteed Returns: Earn a fixed interest rate for the term of your CD.
  • FDIC insured: Your money is safe and protected up to the maximum allowable limits
  • Flexible Terms: Choose from a variety of lengths to match your savings goals
  • Higher Rates: Enjoy better rates than traditional savings accounts when you commit your funds for a set period
How it Works
  • Select a Term: Ranging from 6 months to several years.
  • Deposit Funds: Minimum opening deposit requirements apply.
  • Watch Your Money Grow: Earn interest at a fixed rate for the length of your CD term.
  • Maturity Options: When your CD matures, you have 10 days to choose to withdraw your funds or roll over into a new term. 
Early Withdrawal Penalty
Withdrawing your money before the CD reaches maturity may result in a penalty. We recommend choosing a term that fits your timeline and financial needs. 

Connect with a Customer Service Representative to learn more about our current CD offerings and rates. 

8-Month CD Special
Confidently take your savings to the next level. Our 8-Month CD Special offers a competitive fixed rate, providing a secure and smart way to earn more in a shorter period.
Details

4.05% APY* 

$5,000 Minimum Opening Deposit

 
Additional Information
*APY= Annual Percentage Yield. APY effective as of 5/29/2025 and subject to change. Minimum opening deposit to obtain APY is $5,000. CD will roll into a 6 month CD at maturity. Early withdrawal penalty may apply. Offer available for a limited time. See a customer service representative for more details.
17-Month CD Special
Grow your savings with confidence. Our 17-Month CD offers a competitive fixed rate, giving you a secure way to earn more over a slightly longer term.
Details

3.70% APY*

$5,000 Minimum Opening Deposit
Additional Information
APY= Annual Percentage Yield. APY effective as of 5/29/2025 and subject to change. Minimum opening deposit to obtain APY is $5,000. CD will roll into a 12 month CD at maturity. Early withdrawal penalty may apply. Offer available for a limited time. See a CSR for more details. 
Kids' CD Special- 3 Days Only
Our annual Kids' CD event is here! For 3 days only, parents, grandparents, and family members can open a CD for a child—and get a coupon for a treat with each one!
Details

5.00% APY*

13 Months- August 12-14, 2025

$250 minimum opening deposit
$1,000 maximum opening deposit
Additional Information
*APY= Annual Percentage Yield. APY effective 8/12/2025 and subject to change. Penalty for early withdrawal may apply. Subject to eligibility. Child must be 18 years of age or younger. Limit of one CD per child. Minimum deposit to obtain APY is $250. Maximum deposit accepted is $1,000. CD will roll into a 12 Month CD at maturity. Coupon for treat will be given at the time of account opening. See a customer service representative for more details.