CDs

Certificate of Deposit (CDs)

Certificates of Deposit (CDs) offer a secure, reliable way to grow your savings with guaranteed returns over a fixed period of time. Whether you're planning for the short term or investing for the future, our CD options provide competitive interest rates and peace of mind.  

Why Choose a CD?
  • Guaranteed Returns: Earn a fixed interest rate for the term of your CD.
  • FDIC insured: Your money is safe and protected up to the maximum allowable limits
  • Flexible Terms: Choose from a variety of lengths to match your savings goals
  • Higher Rates: Enjoy better rates than traditional savings accounts when you commit your funds for a set period
How it Works
  • Select a Term: Ranging from 6 months to several years.
  • Deposit Funds: Minimum opening deposit requirements apply.
  • Watch Your Money Grow: Earn interest at a fixed rate for the length of your CD term.
  • Maturity Options: When your CD matures, you have 10 days to choose to withdraw your funds or roll over into a new term. 
Early Withdrawal Penalty
Withdrawing your money before the CD reaches maturity may result in a penalty. We recommend choosing a term that fits your timeline and financial needs. 
9-Month, Penalty Free CD Special
Earn a great rate—with total flexibility. Our 9-Month Penalty-Free CD lets you lock in a competitive return without locking up your funds. Withdraw your money anytime after the first 7 days—no penalties, no hassles.
Details

4.00% APY* 

$5,000 Minimum Opening Deposit

 
Additional Information
* APY= Annual Percentage Yield. APY effective as of 3/10/2025 and subject to change. Minimum opening deposit to obtain APY is $5,000. CD in nonrenewable. You may withdraw the total balance and interest earned without penalty, beginning 7 days after funds have been received for your CD. Offer available for a limited time. See a customer service representative for more details.
20-Month CD Special
Grow your savings with confidence. Our 20-Month CD offers a competitive fixed rate, giving you a secure way to earn more over a slightly longer term.
Details

3.50% APY*

$10,000 Minimum Opening Deposit
Additional Information
APY= Annual Percentage Yield. APY effective as of 3/10/2025 and subject to change. Minimum opening deposit to obtain APY is $10,000. CD will roll into a 24 month CD at maturity. Early withdrawal penalty may apply. Offer available for a limited time. See a CSR for more details.