Personal Lending

At Frontier Bank, we offer flexible and competitive personal lending options to help you finance life’s big moments, important purchases, or everyday needs. Whether you're buying a home, upgrading your car, or looking for everyday purchasing power, our lending solutions are designed to support your goals.

Mortgage

Time to get moving on your home goals! Whether you’re building, purchasing or refinancing, our Mortgage Bankers will make the process easy from pre-approval to closing, personally guiding you each step of the way! With local processing and underwriting, and the perfect mix of home financing solutions, Frontier Bank’s Home Mortgage Team is equipped to make all the difference!

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Mortgage Financing Options Available:

Conventional Fixed Rate Loans
Adjustable Rate Mortgage (ARMs)
Rural Development Loans
VA Loans
FHA Loans
New Construction
Investment Property Loans

Home Equity Line of Credit (HELOC)

Unlock the power of your home’s equity. A HELOC gives you flexible access to funds for renovations, education, debt consolidation, or unexpected expenses—with low rates and repayment that works for you.

Highlights

No Annual Fee
Competitive Variable Interest Rate
Online Banking access to transfer funds directly to your Frontier Bank checking account
Interest-only payments
Interest may be tax-deductible*
Transfer balance to fixed-rate loan at maturity

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Auto & Consumer Loans

From new and used car loans to personal loans for almost anything else, Frontier Bank offers a range of personal and consumer loan options—each with the features you need to confidently finance your next big purchase.

Auto Loans

New or pre-owned vehicles
Competitive interest rate
Fixed monthly payment
Variety of term options
Refinancing available
Pre-approval options
Fast approval process

Consumer Loans

Fixed-rate
Flexible repayment terms
Fast approval process

Ready Reserve

Extra coverage for when you need it! Protect your checking account from unexpected shortfalls with a Ready Reserve Line of Credit. It’s a simple way to avoid declined transactions or fees when your balance is low.

Highlights

Funds automatically transfer in increments of $100
No transfer fees
Links directly to your Frontier Bank checking account

Meet Your New Favorite Credit Card

Choose from a variety of credit cards tailored to your spending habits—whether you want to earn rewards, build credit, or enjoy low interest rates.

Student Loans

Frontier Bank works with ISL Education Lending to offer private loans to help you pay for college as well as refinance existing student loans. ISL Education Lending is a nonprofit organization with decades of student loan experience offering lower-priced loans.*

ISL Education Lending offers:

Undergraduate Loans
Parent Loans
Graduate Loans
Multiple student loan refinance options
Scholarship opportunities
Free college planning tools to help students and families avoid overborrowing and plan smart for life during and after college.

Please note: All loans offered by ISL Education Lending are subject to credit approval.

Before applying for a private loan, we encourage you to first complete the FAFSA, or Free Application for Federal Student Aid. You should also work with your college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan. *Frontier Bank is compensated by ISL Education Lending for the referral of student loan customers.

*Frontier Bank is compensated by ISL Education Lending for the referral of student loan customers.

**Consult a tax advisor for deductibility of interest and charges.

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Personal Lending

Mortgage

Mortgage Financing Options Available:

Meet Your New Favorite Credit Card

Student Loans