Unlock the Equity in Your Home
Get a 5.99%* APR introductory rate for the first 12 months with a flexible Home Equity Line of Credit (HELOC) designed to help you make the most of your home's equity.
Whether you're tackling a home project, covering a major expense, or simply want access to the equity you've built, your HELOC can be there when you need it—without requiring you to refinance your entire first mortgage.
Key benefits:
- 5.99%* APR for the first 12 months
- Revolving line of credit
- 20 year term
- 10 year draw period; interest only payments
- 10 years principal and interest repayment
- Access funds when you need them for eligible expenses
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See How It Works
How to Qualify for the 5.99%* Introductory Rate
To receive and maintain the 5.99%* APR introductory rate, the following requirements must be met:
Your equity is closer than you think.
With a Frontier Bank checking account, you can conveniently transfer available HELOC funds to checking through online banking—and then use your debit card to access those funds for everyday purchases and expenses.
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*Annual Percentage Rate. Some restrictions apply. See loan officer for more details. Underwriting standards apply and all loan are subject to credit approval. Must open a Frontier Bank checking account. Must have an auto payment set up from a Frontier Bank checking account. Must have a monthly direct deposit established within 60 days of loan date. Must be enrolled in eStatements. Failure to meet the described terms will result in the loss of the promotional rate and the loan’s interest rate will be changed to Wall Street Journal Prime Rate, which changes daily. Offer valid through November 13th, 2026.