Compare Savings Accounts
| Personal Savings | BIG DEAL®
Saver | Statement Savings | Money Market |
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Choose
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To pair with your BIG DEAL® Cash or BIG DEAL® Cash Back to maximize your interest earning potential
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To earn a competitive interest rate while still having flexibility to access your funds if you need them
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To earn a competitive, tiered interest rate on your higher balances while still being able to access your funds
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Interest Rate
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1.05% APY* paid on balances up to $50,000
Balances exceeding $50,000 receive 0.15% APY
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Competitive interest rate on entire savings balance.
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Competitive tiered interest rate based on savings balance, starting at $500.
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Minimum Balance Required
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None
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$100 to waive the $1 Monthly Service Charge
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$500 to earn interest
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Service Charge
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$0
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Free for students 21 and younger!
$1.00 if balance falls below $100
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$0
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Free Online Services
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Online Banking
Mobile Banking
Mobile Deposit
eStatements
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Online Banking
Mobile Banking
Mobile Deposit
eStatements
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Online Banking
Mobile Banking
Mobile Deposit
eStatements
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Minimum Opening Deposit
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$50
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$10
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$500
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Get Started
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Open Now
Already a Frontier Bank customer? Save time and open this account through your Online Banking.
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Open Now
Already a Frontier Bank customer? Save time and open this account through your Online Banking.
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Open Now
Already a Frontier Bank customer? Save time and open this account through your Online Banking.
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BIG DEAL® Saver
Maximize your interest earning potential with a BIG DEAL® Saver. Simply pair the Saver with a free BIG DEAL® Cash or Cash Back checking account to earn a high interest rate without any additional qualifiers!
Benefits of this account include:
- Earn 1.05% APY* on balances up to $50,000 and 0.15% on balances exceeding $50,000
- No minimum balance
- No monthly service charge
- Free Online Banking
- Free Mobile Banking
- Free Mobile Deposit
- Free eStatements
- Free initial ATM Card
- Must have a BIG DEAL® Cash or Cash Back checking account to open a BIG DEAL® Saver
Have questions? Ask a Customer Service Representative
OPEN NOW
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Statement Savings
Earn a competitive interest rate while still having the flexibility to access your funds if you need them. Free for students 21 years old and younger, and for all accounts with a $100 balance and over. Its savings made simple- simply perfect!
Benefits of this account include:
- Free for students 21 years old and younger
- Free Online Banking
- Free Mobile Banking
- Free Mobile Deposit
- Free initial ATM card
- Free Statements- paper or electronic
- Earn a competitive interest rate
- Service charge of $1.00 if balance falls below $100
- $10 minimum opening deposit
Have questions? Ask a Customer Service Representative
OPEN NOW
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Money Market
Earning a high interest rate doesn’t have to mean locking your money away. Open a Money Market account today with Frontier Bank to earn a high rate, plus still have the ability to access funds without penalties if needed; however, the more you save, the more you earn!
Benefits of this account include:
- No monthly service charge
- Free Online Banking
- Free Mobile Banking
- Free Mobile Deposit
- Free Statements- paper or electronic!
- Earn a competitive interest rate based on the balance in the account
- $500 minimum balance to earn interest
- $500 minimum opening deposit
Have questions? Ask a Customer Service Representative
OPEN Now
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Lil' Pioneer Savings
Jumpstart your child’s (or grandchild’s) expedition to financial success with the Lil’ Pioneer Savings account! Each Lil’ Pioneer will discover the importance of saving money and the excitement of reaping the reward- developing great money management skills at a young age, while having fun!
Benefits of this account include:
• Available to children 13 years of age and younger
• Earn a competitive interest rate
• No minimum balance
• No monthly service fee
• Free statements- paper or electronic (for account custodians)!
• Free Online Banking (for account custodians)
• Free Mobile Banking (for account custodians)
• Free Mobile Deposit (for account custodians)
• Pioneer Bucks to spend at the Trade Shop for every deposit of $10+
For more details about all the additional perks of the Lil’ Pioneer Club, click here.
To open a Lil' Pioneer Savings account, visit the Frontier Bank branch nearest you!
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Certificate of Deposit (CD)
Risk-free interest rates and a variety of terms to fit your savings goals; enjoy a guaranteed return when you open any Frontier Bank CD. Your savings will grow at a fixed rate for the length of term you’ve selected. Pick the term that best fits your savings goal and start earning today!
| Term | Daily Balance | Annual Percentage Yield | |
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6 Month
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1,000-9,999.99
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1.05%
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OPEN NOW
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10,000-24,999.99
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1.20%
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25,000-49,999.99
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1.25%
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50,000 and up
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1.35%
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12 Month
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1,000-9,999.99
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1.35%
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OPEN NOW
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10,000-24,999.99
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1.51%
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25,000-49,999.99
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1.56%
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50,000 and up
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1.66%
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18 Month Rate Riser
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Minimum opening deposit of $1,000
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1.66%
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OPEN NOW
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24 Month
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1,000-9,999.99
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1.65%
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OPEN NOW
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| 10,000-24,999.99 |
1.81%
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25,000-49,999.99
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1.86%
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50,000 and up
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1.96%
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24 Month Add Away
Ability to make deposits of $500 or more at any time during the CD term. |
Minimum opening deposit of $500
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1.91%
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OPEN NOW
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*11 Month CD Special
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Minimum opening deposit of $5,000
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4.09%2
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For a complete list of personal CD Terms and Rates please contact your local Frontier Bank. APY = Annual Percentage Yield. APY accurate as of 2/14/2023.
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Health Savings Account (HSA)
Take the pain out of out-of-pocket medical expenses with Frontier Bank’s free Health Savings Account. A tax-advantaged medical savings account that pays a great rate.
Benefits of this account include:
- Triple Tax Benefit:
- Contributions are tax-free
- Earnings are tax-free
- Withdrawals for qualified medical expenses are tax-free
- No monthly service charge
- Free HSA Checks
- Free Online Banking
- Earn a competitive interest rate on your entire HSA balance
- Contributions may be tax deductible
- Balance rolls over year to year, enabling you to build a savings for unexpected or future medical costs
- HSA accounts are portable, so the money remains in the HSA even if you change healthcare coverage, employers or retire!
Have questions? Contact a HSA Specialist
Open Now
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Individual Retirement Accounts (IRAs)
Where will retirement take you? Take advantage of tax savings while securing a comfortable retirement with an IRA at Frontier Bank.
Benefits of this account include:
- No setup or annual fees
- No monthly service charge
- No minimum deposit to open
- Tax-advantaged savings**
- Earn a competitive interest rate
- Free semi-annual statements- paper or electronic
- Contributions made easily via payroll, checking or savings
- Traditional and Roth options available
Have questions? Ask a Customer Service Representative
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Insured Deposits over $250,000
Get access to multi-million dollar FDIC insurance and the opportunity to earn a premium interest rate when you partner with Frontier Bank. No fees and no hassles.
Learn More
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*BIG DEAL® Saver: APY = Annual Percentage Yield. APY accurate as of 3/20/2023. Rates are subject to change. (1) Balances up to $50,000 receive APY of 1.05% and (2) balances over $50,000 earn 0.15% on the portion of the balances over $50,000. Limit one account per social security number.
All Accounts: Account approval requirements apply. Contact a Frontier Bank Representative for additional information.
**Consult a tax advisor.
2APY= Annual Percentage Yield. APY effective as of 2/14/2023 and subject to change. Minimum opening deposit to obtain APY is $5,000. CD will roll into a 12 month CD at maturity. Early withdrawal penalty may apply. Offer available for a limited time. See a customer service representative for more details.
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