Who We Are 


Wealth Management Page

David Cover

David Cover, AIF®
Chief Wealth Mngmt & Trust Officer
Downtown Sioux Falls

Alan Meyer

Alan Meyer
Senior Wealth Advisor
Downtown Sioux Falls


Brad Lupkes, CFP®
Financial Advisor
Rock Rapids

George Schneidermann

George Schneidermann
Trust Officer
Rock Rapids 


Brenda Zylstra, J.D.
Corporate & Trust Counsel
Rock Rapids & Sioux Falls

Taylor Bonestroo

Taylor Bonestroo, J.D.
Trust Officer
Downtown Sioux Falls

Rhonda Groen

Rhonda Groen
Trust Administrative Assistant
Rock Rapids

Audra Klinkenborg

Audra Klinkenborg
Senior Trust Operations Specialist
Rock Rapids 


Glenda Sundermann
Trust Administrator
Downtown Sioux Falls 


How We Invest

We are firm believers that investors who have a plan have a better chance of achieving their goals than those who make their investment decisions based on the events of the day. Here’s what you can expect when you begin developing your plan with one of our advisors.

  • Goal Identification
    In your first meeting, we will discuss your current situation to identify your starting point and visit about your goals to determine where you want to be in the future. We will have an honest conversation about risk, so we are both on the same page with regards to how much risk you are personally comfortable with.
  • Plan Development and Implementation
    After our initial meeting, we will take the time to review your current situation and develop a plan that will give you the best probability of reaching your long-term goals. We will discuss your personalized plan and work together to make any adjustments that make you comfortable with your plan.
  • Monitoring
    Once your plan is in place, you’ll define how you’d like us to communicate with you – phone, email, or in person. You’ll have the ability to view your account anytime through our secure website or receive paper statements. Lastly, your advisor will review your plan with you on an annual basis to ensure your plan remains on track.

How We Earn Your Trust

  • We hold ourselves to the fiduciary standard, the highest in the industry. This means we enthusiastically accept the legal responsibility and obligation to serve our client’s best interests and not our own.
  • We are a fee-only firm. We don’t charge commissions when you invest your money or impose penalties when you need access to your money. Our one fee is fully disclosed up front and clearly displayed on your statement.
  • It’s our responsibility to understand the complexities of your situation and our plans are built with your unique goals in mind. We will continue to review your plan with you to ensure your plan stays on course toward your goals and to ensure you have a clear understanding of what we’re doing with your money.
  • We conduct thorough internal due diligence on all our investment models.
  • We are happy to coordinate with other advisors and professionals you work with, including estate attorneys and CPA’s.

Typical Questions We Address

  • Am I saving enough for retirement?
  • Will my money last through retirement?
  • How do I save for my child’s college expenses?
  • Do I have the right types of insurance?
  • Can I afford a second home?
  • Are my wills and estate plans properly set up?
  • What should I be doing in my company's 401k?


“Often the problem with investments is distance. By that I mean you make an investment and that’s it.  Suddenly there’s no communication and you’re left second-guessing your decision. 

That is the difference I receive from Frontier Bank and particularly from Gary Popkes.  Some days I think he invented the word “service.”

 If you are looking for an organization that will genuinely keep tabs on your investments and walk through things with you day by day, choose Frontier.   And get ready for some good old fashioned service.”

-Craig Lawrence
Founder Lawrence & Schiller

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