Community Reinvestment Act

 

Community Reinvestment Act Public File

Frontier Bank is a locally owned, community minded bank that is dedicated to serving individuals and business with the highest degree of care, confidentiality, and convenience. Frontier Bank actively supports our communities in the Sioux Falls, South Dakota area along with Rock Rapids, George, and Little Rock, Iowa areas through volunteer work supporting our local nonprofits and community events and dollars spent at our local businesses. Frontier Bank is happy to provide the information for public review under the Community Reinvestment Act (CRA) of 1977.

Available Public Information

In compliance with CRA requirements, the following information is current as of April 1 of each year and updated periodically.

CRA Performance Evaluation

A copy of Frontier Bank’s most recent CRA Performance Evaluation is contained in the link below:

CRA Performance Evaluation

Written Comments

Written comments received from the public for the current year and each of the prior two calendar years as of April 1, 2024. Frontier Bank may periodically update this to include public comments received after the annual April 1 update.

Written Comments

Branch Information

Rock Rapids
Rock Rapids Office

Address

301 1st Ave
Rock Rapids, IA 51246

Phone Numbers

Main: 712-472-2537
Fax: 712-472-2620

Lyon County, IA, Census Tract 9502.00

Lobby Hours

Monday – Friday: 8am-4pm

Video Teller Hours

Monday - Friday: 7am-6pm
Saturday: 9am-12pm

24 Hour Drive-Up ATM Available

Little Rock
Little Rock

Address

323 Main St
Little Rock, IA 51243

Phone Numbers

Main: 712-479-2286
Fax: 712-479-2288

Lyon County, IA, Census Tract 9501.00

Lobby Hours

Monday – Thursday: 8am-12pm
Friday: 8am-12pm, 1pm-5pm

Video Teller Hours

Monday - Friday: 7am-6pm
Saturday: 9am-12pm

24 Hour ATM Available

George
George Office

Address

210 E Dakota Ave
George, IA 51237

Phone Numbers

Main: 712-475-3000
Fax: 712-475-3001

Lyon County, IA, Census Tract 9501.00

Lobby Hours

Monday – Friday: 8am-12pm, 1pm-4pm

Video Teller Hours

Monday - Friday: 7am-6pm
Saturday: 9am-12pm

24 Hour Drive-Up ATM Available

Sioux Falls - 57th St
Location-57th

Address

3501 W 57th St, Ste 102
Sioux Falls, SD 57108

Phone Numbers

Main: 605-331-2889
Fax: 605-331-3827

Lincoln County, SD, Census Tract 0101.09

Lobby Hours

Monday – Friday: 9am-4pm

Video Teller Hours

Monday - Friday: 7am-6pm
Saturday: 9am-12pm

24 Hour Drive-Up ATM Available

Sioux Falls - Downtown
location-dtsf

Address

101 S Phillips Ave, Ste 103
Sioux Falls, SD 57104

Phone Numbers

Main: 605-332-3832
Fax: 605-332-3261

Minnehaha County, SD, Census Tract 0007.01

Lobby Hours

Monday – Friday: 9am-4pm

Video Teller Hours

Monday - Friday: 7am-6pm
Saturday: 9am-12pm

ATM Available

Opened and Closed Branches

Frontier Bank has not opened nor closed any branches during the current year and the prior two calendar years.

Listing of Products, Services and Fees

Below are listings for our products and services along with the fees and charges.

Further questions regarding products, services, fees, and charges should be directed to your nearest Frontier Bank location.

Assessment Area

The assessment area for Frontier Bank includes all census tracts for Lyon County, Iowa along with Minnehaha County and Lincoln County in South Dakota. See the census tract reference maps and listings for the following three counties in our assessment area:

Additional Information Available to the Public

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s website (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this website.

Loan to Deposit Ratios

The loan to deposit ratios for Frontier Bank for each quarter of the prior two calendar year and the current calendar year are provided in the link below.

Loan to Deposit Ratios

CRA Public File Requests

Contact us by phone or email.

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