FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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Community Reinvestment Act Public FileFrontier Bank is a locally owned, community minded bank that is dedicated to serving individuals and business with the highest degree of care, confidentiality, and convenience. Frontier Bank actively supports our communities in the Sioux Falls, South Dakota area along with Rock Rapids, George, and Little Rock, Iowa areas through volunteer work supporting our local nonprofits and community events and dollars spent at our local businesses. Frontier Bank is happy to provide the information for public review under the Community Reinvestment Act (CRA) of 1977. Available Public InformationIn compliance with CRA requirements, the following information is current as of April 1 of each year and updated periodically. CRA Performance EvaluationA copy of Frontier Bank’s most recent CRA Performance Evaluation is contained in the link below: Written CommentsWritten comments received from the public for the current year and each of the prior two calendar years as of April 1, 2024. Frontier Bank may periodically update this to include public comments received after the annual April 1 update. Branch InformationRock Rapids
Little Rock
George
Sioux Falls - 57th St
Sioux Falls - Downtown
Opened and Closed BranchesFrontier Bank has not opened nor closed any branches during the current year and the prior two calendar years. Listing of Products, Services and FeesBelow are listings for our products and services along with the fees and charges. Further questions regarding products, services, fees, and charges should be directed to your nearest Frontier Bank location. Assessment AreaThe assessment area for Frontier Bank includes all census tracts for Lyon County, Iowa along with Minnehaha County and Lincoln County in South Dakota. See the census tract reference maps and listings for the following three counties in our assessment area:
Additional Information Available to the PublicHome Mortgage Disclosure Act NoticeThe HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s website (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this website. Loan to Deposit RatiosThe loan to deposit ratios for Frontier Bank for each quarter of the prior two calendar year and the current calendar year are provided in the link below. CRA Public File Requests |