Which Frontier Bank Checking Account is Best for You?



At Frontier Bank, we understand that our customers are a BIG DEAL®. That is why we have tailored our checking accounts to have rates that benefit YOU and your personal finances. All of our checking accounts offer free online services such as online banking, bill pay, and eStatements.

We also offer the convenience of mobile banking and mobile deposit on our Frontier Bank app. Frontier Bank offers four different accounts, three of which are interest earning and one for those that like to keep it simple.


Our BIG DEAL® Cash account is designed to earn a premium rate on your checking account balance. The bank account earns 2.00% APY paid on balances up to $25,000 when qualifications are met. This account is perfect for those who keep significant balances in their checking account. The 2.00% APY could be an additional $500 per year in interest!


Our BIG DEAL® Cash Back account is the ideal account for debit card swipers. This account earns 3% cash back on up to $300 in debit card transactions every month when qualifications are met. That means that you will earn up to $108 a year, just for using your debit card.

These two accounts offer great rewards when three simple monthly qualifications are met:

  • At least 12 debit card purchases
  • At least one direct deposit or automatic payment
  • Receive eStatements

The best part is that even if the qualifications aren’t met, the account is still free. Not only will you earn rewards but these two accounts also offer automatic refunds on ATM fees nationwide up to $20, have no minimum balance requirement, and no monthly service charge.


Our free checking account is a great option for someone looking to keep it simple and hassle-free. There are no qualifications to be met, just a free account that offers all of our online services. This is all included with no minimum balance and no monthly service charge.


The interest checking account allows the customer to receive a competitive interest rate on the account balance. The interest rate is tiered to earn a higher rate by keeping a higher balance. This account also comes with our online banking, bill pay, mobile banking, mobile deposit and eStatements. There is a monthly service charge of $7.50 if the balance falls below $300.


Frontier Bank always wants to give back to those who spread the word about our products and services. Our referral program is always available for everyone over 18 and outside of your own household. All they have to do is mention your name at the time of account opening and the $50 will be deposited into your account. The greatest compliment is a referral and we think that is BIG DEAL®.

Don’t forget to check out our website, where you can compare checking account options and apply online. For more information or help choosing what checking account is right for you, reach out to our Customer Service Representatives. Frontier Bank can help you with your checking account needs!


Abigail Mulder 

Abbi Mulder
Universal Banker

Find Us Call Us Email Us Friend Us Follow Us

Next Section

Back to Top